Skip to main content

Builders Risk Insurance

Protect your project as it’s being built.

Home ยป Business Insurance ยป Builders Risk Insurance

Builders risk insurance in Hamilton, OH, Mason, OH, West Chester, OH, Fairfield, OH, Liberty Township, OH and the Greater Cincinnati, OH area.

Did you know you can protect your properties even before they are finished being built? Builders risk insurance protects from risks like fire, theft and more.

Builders risk insurance is effectively a form of property insurance that covers the period while the property is still under construction. It’s possible for the property owners to take out such a policy, though more commonly it’ll be a policy they insist the contractors take out.

The key areas of coverage are damage caused by events such as fire and hail storms. You’ll also normally be covered for theft and vandalism (though not by your employees) and damage caused by vehicles or aircraft hitting the building. To make sure coverage levels are adequate, policies are often set at a fixed percentage of the total construction budget. You’ll need to check how long the policy runs as it typically won’t allow repeated extensions of the construction timeline.

It’s important to be aware of what builders risk insurance doesn’t cover. Unless specifically stated, it won’t cover specific increased risks such as flooding on a beachfront construction or earthquakes near a fault line. It also doesn’t cover injuries suffered by workers, meaning you’ll still need any legally-required workers’ compensation insurance coverage, as well.

If builders risk insurance sounds right for you, contact us today for a quote.

Builders Risk Insurance Quote Request

As an independent agency, we offer multiple options at competitive prices.

  • Coverage will not be bound or changed until confirmed by a licensed agent.
  • This field is for validation purposes and should be left unchanged.

Start Quote Request
Close Menu

Hamilton, OH Insurance
319 N 2nd St.
Hamilton, OH 45011


Mason, OH Insurance
6011 Tylersville Rd.
Mason, OH 45040


Cincinnati, OH Insurance
9408 Kenwood Road
Cincinnati, OH 45242-6812